Money is easily accessed in Thailand. ATMs are everywhere, even in reasonably small towns. You can cash travellers cheques or foreign currency at banks or private exchange booths.
In the bigger centres like Chiang Mai, you’ll even find rolling exchange booths in vans. They’re run by the banks and tend to set up near popular spots like the night market outside of normal business hours.
It couldn’t be much easier for you to get cash here. There are just a couple things to watch out for. A few Thai banks didn’t accept our UK-issued card but don’t panic. Just try another bank.
Stay away from Siam Commercial Bank (easily recogised by a purple sign) - they add a 20 Baht fee onto each transaction without asking. They just tell you they’ve done it at the end. No other bank we used charged for taking out money.
Finally, if you’re coming from Cambodia or Laos, you won’t be able to change your money once you get past the border so better to spend it before you leave the country.
International currencies like Dollars, Euros and Yen are easily changed.
